Legal Agreement

Terms & Conditions

Please read these terms carefully before using our Service. By accessing or using our platform, you agree to be bound by these terms.

Effective Date

January 1, 2024

Last Updated

November 23, 2025

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Company Information

Company

Lofingo Pvt. Ltd.

Location

Greater Noida, UP, India

Referred as

"Lofingo", "we", "our"

Important Notice

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree, you may not use the Service.

1. Definitions

Key terms used in this agreement

"User"

Refers to any individual or entity accessing the Service ("you", "your")

"Platform"

The SaaS system, website builder, app builder, templates, tools, and associated features provided by Lofingo

"Content"

Any text, images, data, code, or materials uploaded or created by users

"Account"

Your registered user account on our platform

"Service"

Software-as-a-Service platform that enables users to create websites, mobile applications, and other digital products automatically

2. Eligibility

Requirements to use our service

To use our Service, you must:

Be at least 18 years old
Have legal authority to enter into a binding contract
Provide accurate registration information

Using false, misleading, or impersonated identity is strictly prohibited.

3. Account Registration & Security

Your account responsibilities

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You must create an account to use the Service

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You are responsible for maintaining confidentiality of login credentials

Any activity under your account is your responsibility

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Notify us immediately if you suspect unauthorized access

We may suspend or terminate accounts for security reasons or violation of these Terms

4. Description of Service

What we offer

Lofingo provides an automated digital product creation platform that includes:

Website builder
Mobile app builder
Templates, UI kits, layouts
AI-assisted configuration
Third-party integrations
Cloud hosting options

We may modify, enhance, or discontinue features at any time with or without notice.

5. User Responsibilities

What you agree NOT to do

You agree NOT to:

Use the Service for illegal activities
Upload harmful, infringing, or malicious content
Violate intellectual property rights of others
Reverse engineer, copy, or duplicate our platform
Misuse automation tools to overload system resources
Use the Service for spam, fraud, scams, or harmful distribution

✓ You are solely responsible for content published on websites/apps created through our platform.

6. Intellectual Property Rights

Ownership and rights

6.1 Our Rights

All components of the Platform—including software code, templates, UI designs, features, trademarks, branding, architecture—are the exclusive property of Lofingo Pvt. Ltd.

Unauthorized copying, reselling, white-labeling, or replication of the platform is strictly prohibited.

6.2 Your Rights

You retain ownership of:

Content you upload
Digital products you create

You grant Lofingo a limited license to store, process, and display your content only for the purpose of delivering the Service.

7. Plans, Payments & Billing

Payment terms and conditions

Some features may require subscription or one-time fees

All payments are processed through secure third-party gateways

Prices are subject to change with notice

Failed payment attempts may lead to temporary suspension

You agree not to initiate fraudulent chargebacks

8. Refund & Cancellation

Policies for refunds and cancellations

Refund Policy

Refunds may be provided only as per our separate Refund Policy

Account Cancellation

Can be initiated anytime from the dashboard

Upon cancellation, your access to premium features will terminate immediately or at the end of the billing cycle.

9. Content & User-Generated Material

Your content responsibilities

You are solely responsible for content you create or publish. You agree that:

Your content does not violate law or third-party rights
Lofingo is not liable for any content created on the platform
We may remove content or suspend accounts that violate guidelines or law

10. Third-Party Services & Integrations

External services we integrate with

Our platform may integrate with:

Payment gateways
Hosting environments
Analytics tools
API-based services

We do not control third-party policies or reliability. Your use of any external tools is at your own discretion and risk.

11. Service Availability & Downtime

Uptime expectations

We aim for high uptime, but we do not guarantee:

Uninterrupted Service
Error-free performance
Immediate resolution of system issues

Scheduled maintenance or unforeseen outages may occur. Lofingo shall not be liable for downtime losses.

12. Data Protection & Privacy

How we handle your data

Your use of the Service is subject to our Privacy Policy. By using the platform, you consent to:

Collection and processing of your data
Storage on secure servers (location may vary)
Use of cookies and analytics tools

13. Prohibited Uses

What you must NOT do

You must NOT use the platform to:

Host or distribute malware
Create phishing pages or fraudulent apps
Upload hate, abuse, pornographic, or violent content
Host pirated files or illegal downloads
Violate any local or international laws
Engage in unauthorized data scraping

Violation may result in immediate termination without refund.

14. Limitation of Liability

Our liability limits

To the fullest extent permitted by law, Lofingo shall not be liable for:

Loss of profits, revenue, or business
Loss of data or service interruption
Damages arising from user content or misuse
Third-party service failures
Any indirect, incidental, or consequential damages

Our total liability will not exceed the amount you paid to us in the last 3 months.

15. Indemnification

Your indemnification obligations

You agree to indemnify and hold Lofingo harmless from:

Claims
Damages
Liabilities
Legal fees

arising out of your use of the Service, your content, or any violation of these Terms.

16. Termination

Account termination conditions

We may suspend or terminate your account if:

You violate these Terms
You engage in unlawful or harmful activities
Payment is overdue
System abuse or security threats occur

Upon termination:

  • • Access to the platform stops
  • • Data may be deleted after retention period

17. Governing Law & Jurisdiction

Legal framework

Governed by Laws of India

These Terms are governed by the laws of India

Jurisdiction

Courts of Gautam Buddh Nagar (Noida), Uttar Pradesh

18. Changes to Terms

How we update these terms

We may update these Terms at any time. Continued use after updates means you accept the revised Terms.

💡 We recommend reviewing these Terms periodically for any changes.

19. Contact Information

Get in touch with us

Questions About These Terms?

Lofingo Pvt. Ltd.

Greater Noida, Uttar Pradesh, India

By Using Our Service

You acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.